Investing in mutual funds has become an integral part of financial planning for many individuals seeking to build wealth over time. Whether you’re a risk-taker eyeing high returns from small-cap stocks or someone looking to leverage sectoral opportunities in infrastructure or technology, Tata MF has a fund for you. This guide delves into some of the top-performing funds from Tata MF, highlighting their performance, expense ratios, and minimum investment requirements. For those looking to plan their investments systematically, tools like the SIP calculator online can help strategize and optimize returns efficiently.
Tata Small Cap Fund
The Tata Small Cap Fund specializes in small-cap investments, managing a total of ₹6,014.78 crore in assets. The fund maintains a low expense ratio of 0.31%. It has a CAGR of 41.27% and can be invested at a minimum ₹1,500 only. The fund primarily targets small-cap companies.
Tata Infrastructure Fund
Focused on the infrastructure sector, the Tata Infrastructure Fund falls under the category of Sectoral Funds. It manages assets worth ₹1,300.19 crore and has an expense ratio of 1.42%. Over the past three years, it has delivered a CAGR of 40.54%. The minimum required investment is ₹5,000. The fund mainly invests in infrastructure-related companies.
Tata Mid Cap Growth Fund
The Tata Mid Cap Growth Fund, categorized as a Mid Cap Fund, oversees ₹2,449.12 crore in assets. The fund’s expense ratio is 0.91%, and it has achieved a CAGR of 30.15% in the past three years. Investors can begin with a minimum amount of ₹150.
Tata Resources & Energy Fund
Specializing in the Energy & Power sector, the Tata Resources & Energy Fund is a Sectoral Fund with an AUM of ₹289.08 crore. The fund has an expense ratio of 0.82% and has achieved a CAGR of 27.92% over the last three years. The minimum investment amount is ₹150.
Tata Focused Equity Fund
The Tata Focused Equity Fund is a Focused Fund with assets totaling ₹1,372.63 crore and an expense ratio of 0.59%. It has achieved a CAGR of 26.24% over the last three years. Investors need a minimum of ₹5,000 to start. This fund maintains a concentrated portfolio by investing in a select number of stocks.
Tata Digital India Fund
Targeting the technology sector, the Tata Digital India Fund is a Sectoral Fund managing ₹7,862.86 crore in assets. Its expense ratio is 0.35% and CAGR is 25.18% over the past three years. The minimum investment required is ₹5,000. The fund primarily focuses on technology companies.
Tata India Tax Savings Fund
The Tata India Tax Savings Fund, an Equity Linked Savings Scheme (ELSS), manages ₹3,555.68 crore in assets. It has an expense ratio of 0.75% and has delivered a CAGR of 24.91% over three years. The minimum investment amount is ₹500. This fund offers tax-saving benefits while investing in equities.
Choosing the right mutual fund can significantly impact your financial growth, and Tata MF provides a robust selection tailored to different investor profiles. From high-growth small-cap and mid-cap funds to sector-specific options like infrastructure and technology, Tata MF ensures there’s something for everyone. By leveraging tools like the SIP calculator online, investors can better plan their investments and align them with their financial goals. As you consider your investment journey, Tata MF’s diverse offerings and proven performance can be valuable allies in achieving your wealth-building objectives.
Also Read: Beyond immediate returns: Equity funds and the path to long-term goals
