Quick answer: The EMI you can afford is the one your monthly surplus covers comfortably, even in a slow month, not the largest a lender will offer. A useful rule of thumb keeps all your loan EMIs within roughly 40 to 50% of the surplus your business ...

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The country is in a massive personal finance crisis. The solution is tantalizingly simple to state yet can seem so difficult to do: achieving financing independence. Fundamental to this is being able ...

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