How To Close Central Bank of India Account : Are you writing an application for closing your Central Bank Of India account? Then read this article carefully as I will share the proper way to do the same. Moreover, I will share my personal experience of closing the Central Bank Of India Account.
Closing our bank account properly is sometimes one of the biggest concerns for us, mainly if we are not profoundly knowledgeable about the finance and banking system. Often we are not sure about the addressee and essential points to include while writing an application for bank account closure. Moreover, banks do not want to lose their valuable customers and therefore try to keep the procedure fuggy.
The action to close your Central Bank of India account frequently includes writing an official letter and hand it over, in person, to the branch manager in which you are a customer. In this article, we have mentioned the whole procedure of closing your bank account and also have provided sample application letters to ease out your difficulties.
Points to Remember While Writing an Application for Closing Central Bank Of India Account
- Being an official document, your application letter should be concise and clear.
- The subject heading could be Closure of savings bank account.
- Mention your identity and bank account details without a miss.
- The application is usually addressed to your bank branch manager.
- You need to return your passbook, debit cards, checkbook, and any other belonging with your application letter.
- You may need to furnish a photocopy of your identity card.
- Check your account balance before applying for closure.
- Bank may charge you a nominal fee for the procedure.
Sample Application to Close Your Central Bank Of India Account
To,
The Branch Manager,
Central Bank Of India,
Bank Branch Name ……
Date: DD/MM/YY
Subject: Closure of Savings/ Current Bank Account (whichever is applicable)
Sir/Madam,
This is to ask you to kindly close my savings/ current account (Account number _______________, CIF NO. _____________, IFS Code ____________) with your lender under the name of Mr. Raj, resident of Laxmi Nagar Delhi, Your Address………..which I have been holding in this branch since five years. I was unable to operate the account for a long time, and I regret my inability to continue with the same. This is also to inform you that I am returning my bank passbook, checkbook, debit card along with my application. As proof of my identity, I am enclosing a self-attested photocopy of my voter identity card.
I, therefore, request you to please initiate a bank transfer of my current balance of an amount of ________ to my another account. Details of that account are mentioned below.
Bank Name:
Account Number:
IFS Code:
Thanking you,
Your Signature
Mr. Raj (Your Signature)
Application For Closing Central Bank Of India Savings or Current Account
To,
The Branch Manager,
Central Bank Of India,
Bank Branch Name ……
Date: DD/MM/YY
Subject: Closure of Savings/ Current Bank Account
Sir/Madam,
I request you to kindly close my savings/ current bank account number ………………. as I am not in a position to operate the same because of unavoidable circumstances. I am also returning my passbook, checkbook, and debit card No. …………….., along with this application.
You are asked to please return my balance amount through a demand draft.
Thanking you,
Your Signature
Mr. Raj
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